IT Liability, what is it and what does it cover?

17 February 2021

IT accounts for a significant number of startup businesses – everything from hardware maintenance and installation services, to consulting, software and website design and development.

What they all have in common is the need for Professional Indemnity (PI) insurance with an optional Public Liability extension. Professional Indemnity cover is essential as it protects both individuals and your IT business if you provide advice and/or services to clients.   Essentially, it covers legal liability to third parties if you’re found to have been negligent – causing personal injury and/or property damage.

PI costs for small startups in IT are generally highly affordable and offer exceptional peace of mind.